Discounted Cheap Car Insurance Premium. Save thousands over the life of your cover!
Saving on Car Insurance In two words: Shop around
Online quote for discount car insurance: Low cost! Younger drivers (25 and under) generally do best with Allianz. Older ones virtually always do better with Budget Direct. You can also try AAMI for a third opinion. RACV and the NRMA are also options, of course.
Using a motoring organisation for insurance may seem attractive because they offer roadside assistance but beware! In the end - when you've paid all the membership fees, joining fees and the other charges, it may no longer be a good deal.
The Cheapest Car Insurance in Australia We consistently find that car insurance by Budget Direct will offer the lowest cost. (Note: Budget Direct does not provide roadside assistance.)
But make sure you shop around anyway. The greater your level of knowledge, the better the decision you make.
Market Value vs. Agreed Value I personally believe that market value is the best way to insure. Let me give an example: In 2002 (before discovering Budget Direct) a friend had a car insured with another car insurance company at agreed value. The agreed value was about $10,000 above the market value.
My friend was paying an annual premium of just over $800. By changing to Budget Direct and market value, the premium reduced by $200. Here's how I look at the situation:
Insure your car for $10,000 over market value and hope it gets written off. Why else would you over-insure your car?
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